Ever wish your savings could just send you a paycheck? Schwab’s dividend ETFs are like that friend who always remembers to pay you back. The US version (SCHD) and its international cousin (SCHY) both hand out steady cash—around 4% a year—just for holding them. The catch? SCHD just trimmed its payout, so your next coffee might be on a slightly smaller budget. Still, if you want your money to work while you chill, these ETFs are worth a peek. #Business #Market #MoneyHacks