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7 Medical Services That Lost Full Coverage This Quarter By Teri Monroe, 16 hrs ago Saving Saving Advice Follow https://img.particlenews.com/image.php?url=00YLMq_18LxBVHB00 Image Source: Shutterstock The definition of “medically necessary” is shrinking rapidly. Insurance companies are quietly rewriting their coverage policies to save money. Services that were fully covered last year now come with a price tag. This shift often happens mid-contract without a clear warning to patients. You arrive for a routine appointment expecting a zero-dollar copay. You leave with a bill for hundreds of dollars. This quarter has seen a spike in denials for routine diagnostics and comfort measures. Insurers are classifying formerly standard procedures as “lifestyle” choices or “investigational.” They shift the financial burden entirely to the patient. If you have an appointment scheduled for any of the following, check your coverage immediately. You may need to sign a waiver agreeing to pay cash. Routine Vitamin D Testing Doctors often add this test to your annual blood work. Insurers have decided it is largely unnecessary for the general population. Many plans now classify routine Vitamin D screening as investigational without a specific diagnosis. You need a documented history of osteoporosis or kidney disease to qualify. If you just want to check your levels, you will pay the full lab fee. This can range from $50 to $200 per test. Deep Sedation for Colonoscopies Colorectal cancer screenings are free under federal law. The anesthesia used during them is not always covered. Many insurers now refuse to pay for Propofol, known as deep sedation, for average-risk patients. They argue that cheaper “conscious sedation” is sufficient. If you want to be completely asleep, you may have to pay the anesthesia surcharge yourself. This out-of-pocket cost can exceed $500.

Teresa Mueller

Don’t tell me that schizophrenia diagnosed people need to be institutionalized! My son, who died in a motorcycle accident, was diagnosed with schizophrenia. It took a while for me to understand what was wrong with him, even though I had worked with schizophrenic people in the past. With counseling and medication my son turned back into his old self, hanging out with his friends again, going on rides with our motorcycles, playing softball and in a dart league, etc….So DON’T TELL ME SCHIZOPHRENICS NEED TO BE INSTITUTIONALIZED!!! I know firsthand how with therapy and medication it can turn someone’s life around for the positive! He was just 33 when he died and I’m so happy he was in such a good place mentally and really enjoyed the last few years of his life. RIP my son 💕.

mcphersonlaura

In 2005, an Officer Saved Him From the Golden Gate Bridge. A Decade Later, They Met Again.

I came across these photos and the story behind them is just incredibly powerful. Back in 2005, Kevin Berthia went to the Golden Gate Bridge, planning to end his life. He was there, right on the edge, when Officer Kevin Briggs started talking to him. They talked for 92 minutes, right there on the bridge. And in the end, Officer Briggs convinced Kevin to step back. It's truly amazing to think about the impact those minutes had. But what really gets me is the second picture. Ten years later, they met again, at the very same bridge. This time, they're both smiling, laughing even, standing side-by-side. Kevin is even wearing a "Be The Voice #StopSuicide" shirt. It's such a powerful full-circle moment. #GoldenGateBridge #Hope #MentalHealth #Kindness #Inspiration #RealLifeHeroes #SuicidePrevention #SecondChances #MovingStories

In 2005, an Officer Saved Him From the Golden Gate Bridge. A Decade Later, They Met Again.In 2005, an Officer Saved Him From the Golden Gate Bridge. A Decade Later, They Met Again.
Stacey

Doctors just don’t understand patients. That’s so true and when you tell a doctor you don’t want a temporary solution to a permanent problem they get angry and automatically assume you’re a surgery junkie. It’s crazy, I can justify all of my health issues, from terminal cancer all the way down to a torn rotator cuff and that’s the least of my problems 🤦‍♀️. Yet the doctors are getting mad at me because I’m not on narcotics and don’t want to be because I don’t want to be drugged up and pushed aside. I take too many pills already, narcotics are going to do what for bone pain from cancer? I just wish I could give the doctors a brief exposure to what I feel constantly so they would understand. Maybe that would change their perspective and their treatment of patients. Could you imagine if every patient went in and the doctor had to feel everything we felt, even for a brief moment. Oh that would be a game changer😲!

Category: Health - Page 27 | LocalAll