Got a $645 bill for a test—how did I get it down to $100?

When I got my NIPT test done at 10 weeks pregnant, I was told it’d likely be covered by insurance or cost around $100 out of pocket. Fast forward to 30 weeks, and I get slapped with a $645 bill. Here's how I handled it: OB Office: I called my OB to ask if they could help with the bill—no response. They dropped the ball. Insurance: Turns out, I hadn’t met my deductible, so everything counted toward it. The bill amount matched my deductible balance. Natera: I called Natera and explained my situation. First, I mentioned the original $100 estimate. Then, I argued about the high bill. Result: They gave me a 20% discount and later dropped the bill to just $100 after special approval. Tip: Always argue your medical bills! 💸 What about you—any tips for negotiating medical costs? Drop them below! #MedicalBills #NIPT #InsuranceTips