Ever notice your home insurance bill creeping up? Turns out, it’s not just inflation—wild weather is making things worse. From wildfires to crazy storms, insurance companies are bracing for more disasters, and that means higher premiums for almost everyone. Some states like Utah and Arizona have seen bills jump by nearly 50%! If you want to save, consider upgrades like fireproof roofs or double-pane windows—some insurers might cut you a break for making your home disaster-ready. #HomeInsurance #MoneyHacks #ExtremeWeather #ClimateImpact #HomeownerTips #RealEstate