Why Are Small Biz Loans So Hard to Get?

Ever wondered why your local coffee shop or favorite indie store struggles to grow? UK banks are under fire for making it tough for small businesses to get loans—approval rates have dropped below 50%! Now, government ministers are grilling big bank bosses to make borrowing easier, so more small businesses can expand instead of turning to risky lenders. If you’ve ever dreamed of starting your own gig, this could mean more options (and less red tape) on the horizon. #SmallBusiness #Banking #MoneyHacks #UKBusiness #FinanceTips #Shopping