Why Your Neighbor's Mortgage Is Cheaper

Ever wonder why your friend in New York is bragging about a lower mortgage rate than you? It’s not just luck—states like NY, CA, and TX are seeing rates under 7%, while places like Alaska and Mississippi are over 7%. Lenders play favorites based on local credit scores, loan sizes, and even state rules. Pro tip: Don’t settle for the first rate you see—shop around and compare, because your wallet will thank you! #MortgageTips #HomeBuying #MoneyHacks #RealEstate