Ever wonder why your friend in California brags about a lower mortgage rate? It’s not just luck—rates really do change by state! This week, New York, Cali, and Florida are scoring the best deals, while Alaska and Wyoming are paying more. Lenders play favorites based on local rules and average credit scores. Pro tip: Always shop around and compare offers—your dream rate might be hiding just across state lines! #MortgageTips #HomeBuying #MoneyHacks #RealEstate #Finance