Why Your Neighbor’s Mortgage Is Cheaper

Ever wonder why your friend in Texas brags about their low mortgage rate while you’re stuck with a higher one? It’s not just luck—rates actually change by state, thanks to local lenders, credit trends, and even state rules. Right now, New York, California, and Florida are scoring the lowest rates, while Alaska and Vermont are on the pricier side. Pro tip: Always shop around for your mortgage, because the best deal might be just across state lines (or at another lender). #MortgageTips #HomeBuying #MoneyHacks #RealEstate #Finance