Florida’s housing market is cooling off, but don’t expect a bargain bonanza. Sellers are slashing prices and throwing in perks to attract buyers, thanks to crazy-high insurance and HOA fees. But for buyers, those same costs—plus stubbornly high mortgage rates—mean your monthly payment might still sting. If you’re selling, be flexible and realistic. If you’re buying, negotiate hard and watch out for hidden costs. No crash, just a bumpy ride! #FloridaRealEstate #HomeBuying #MoneyHacks #RealEstate