Think you’ll get full Social Security at 65? Not so fast! The rules have changed, and your birth year now decides when you can cash in on 100% of your benefits. Retire too early and you could lose up to 30% of your monthly check—for life. If you can wait until 70, your payments get a sweet boost. Bottom line: double-check your retirement age before making any moves, or you could be leaving serious money on the table. #RetirementHacks #SocialSecurity #MoneyTips #Finance