Is Your Retirement Plan on Track?

Quick coffee break reality check: If you’re banking on your house or a future windfall to fund your golden years, you might want to rethink things. Many folks miss out on free money by skipping their employer’s 401(k) match or not maxing out contributions. The big shift? Relying less on home equity and more on diverse, automatic savings. Pro tip: Set up auto-transfers to your savings and pay off debt now, so you’re not scrambling later. Small tweaks today = less stress tomorrow! #MoneyHacks #RetirementReady #SmartSaving #Finance