Ever wonder where your investment money really goes? Turns out, for 600+ Miami investors, it funded a CEO’s $6 million French château wedding, luxury condos, and private jets. The guy behind it, Efrain Betancourt Jr., promised sky-high returns from payday loans but used most of the cash for his own lavish lifestyle. The lesson? If an investment sounds too good to be true, it probably is—especially if the CEO’s Instagram looks like a travel influencer’s feed. #MoneyMatters #InvestmentTips #FraudAlert #Finance