Student loan collections are kicking back in, and scammers are ready to pounce on stressed-out borrowers. If you’re behind on payments, watch out for shady calls, texts, or emails promising quick fixes or forgiveness for a fee—total red flag! Remember: You never have to pay upfront for legit help, and your FSA ID is for your eyes only. Double-check anything that sounds too good to be true, and go straight to StudentAid.gov for real info. #StudentLoans #ScamAlert #DebtCollection #Education