Is the US Headed for a Debt Spiral?

Ray Dalio, the billionaire investor, is waving a big red flag about America’s growing debt. He says we’re not in immediate danger, but if we keep spending more than we earn, things could get dicey in a few years. Think of it like maxing out your credit card and only paying the minimum—eventually, the interest eats you alive. If the government keeps borrowing, we could see higher interest rates, pricier loans, and less money for stuff we actually need. Time to watch those spending habits! #MoneyTalk #DebtSpiral #Finance101 #Business