Thinking about swapping your stock stash for bonds as you hit 60? The old "100-minus-your-age" rule says you should, but real life isn’t that simple. If the market’s got you nervous or you’re eyeing retirement soon, it might be time to rebalance. But don’t just follow a formula—think about when you’ll actually need the cash and how much risk you can stomach. A quick chat with a financial pro could save you some sleepless nights! #retirementplanning #investing #moneymoves #Business