Ever notice your home insurance bill creeping up? Turns out, it's not just inflation—climate risks like floods are making insurance more expensive, and a lot of homes are at risk without even knowing it. Some counties have way more flood-prone houses than the official maps show! If you’re not covered, one bad storm could mean big bills. Pro tip: check your flood risk and consider upgrades like solar panels or heat pumps to help lower costs in the long run. #HomeInsurance #ClimateCosts #MoneyHacks #RealEstate