Should You Refi Now or Wait?

Thinking about refinancing your mortgage? Rates are holding steady, with 30-year refis at 6.81%. That means your monthly payment on a $100k loan is about $653 (before taxes and fees). The catch: experts say rates probably won’t drop much until later this year. So, if you’re hoping to save big, it might pay to wait. In the meantime, work on boosting your credit score and paying down debt to snag the best deal when rates dip! #MortgageTips #Refinance #MoneyHacks #RealEstate