Quick coffee break scoop: The Bank of England just kept interest rates steady at 4.25%. So, if you’re on a tracker mortgage, your monthly payments won’t budge for now. Fixed-rate folks? No change until your deal ends. Savers, watch out—banks might nudge down your interest, but some are still offering decent rates if you’re willing to lock in your cash. For credit cards and loans, keep an eye out: lenders might tweak rates soon, so it’s worth checking if you can snag a better deal! #MoneyTalks #MortgageTips #SavingsHacks #RealEstate