Why Your Mortgage Got Ghosted

Ever wonder why it’s so hard to get a mortgage in wildfire-prone parts of California? Big banks are pulling back, making it tougher for buyers to snag a home loan. Fintechs are stepping in, but experts worry this could backfire if too many folks default after a disaster. If you’re house-hunting in risky areas, expect pricier insurance and fewer loan options. Pro tip: Stay updated on local climate risks and shop around for insurance—sometimes, the basics are better than nothing! #HomeBuyingTips #WildfireRisk #MortgageHacks #Business