Heads up, homeowners: nearly half of Texans who filed home insurance claims got nothing back—yep, not a dime. Turns out, insurance companies are quietly raising deductibles, so unless your roof literally flies off, you’re footing the bill. This isn’t just a Texas thing—after wildfires, Californians got denied too. With wild weather on the rise, it’s getting harder to rely on insurance for peace of mind. Double-check your policy and maybe stash a little extra in your rainy day fund! #HomeInsurance #MoneyHacks #ExtremeWeather #RealEstate