Why is opening a bank account harder than breaking into Fort Knox?

Decided to switch banks—easy, right? Not anymore. Signed up online with MetroBank, immediately get flagged by their AI fraud prevention. Says “additional identity verification required.” So I upload my driver’s license, selfie, utility bill. The bot instantly rejects it: “The quality of your document does not meet our standards.” I literally used a $1,200 iPhone camera in bright daylight. Tried again, same thing. Now my account is frozen in setup hell. Anyone else get treated like a criminal just for trying to store their own money? #BankingTips #FinancialStress #AI #TechTalk