Hey everyone, I'm in a tough spot and really need your advice! 😔 I just got my year-end bonus and was planning to put the full $6,000 into my Roth IRA on January 1st, just like I promised myself. I've been so excited about finally maxing it out for the first time in my career! But here's the problem - my boss has been acting really strange lately. Short responses, avoiding eye contact, and I heard through the grapevine that there might be layoffs coming in Q1. Now I'm second-guessing whether I should put that money away or keep it as an emergency fund. I know investing for retirement is important, but what if I lose my job next month? Should I still go ahead with the IRA contribution or play it safe? I'm 28 and this feels like such a crucial decision for my future. What would you do in my situation? I'm really torn here! 😠#JobCareer #CareerAdvice #RetirementPlanning