Hey friends, I’m Sarah, 28, and I’m about to hit $100K in savings by the end of the year. Right now, I’ve got $72K sitting in a high-yield savings account and $13K in checking. But here’s the thing—I only have $12K between my brokerage and 401K, so I feel like I’m falling behind on investing for my future. Work has been stressful lately, and with my car barely hanging on, plus marriage and buying a house coming up, I feel totally lost about what to do next. Should I keep most of my money in cash for emergencies, or start maxing out my 401K, Roth IRA, and HSA? I’m honestly overwhelmed and could really use some advice from anyone who’s been in a similar spot. How do you balance saving for big life changes while making sure you’re investing enough for the future? Any tips would mean the world to me! 🙏 #CareerGrowth #FinancialPlanning #WorkplaceStress