Heads up if you’re using buy now, pay later (BNPL) for groceries or takeout: starting in 2025, those payments (and missed payments) will show up on your credit report. That $20 pizza you financed? If you miss a payment, it could haunt your credit score for years. Pro tip: set up autopay or stick to what you can actually afford—future you will thank you! #Business #MakeMoney #MoneyHacks