How I Snagged a 3% Mortgage in 2024

Ever heard of an assumable mortgage? I lucked into one and scored a 3% rate when everyone else is stuck with 6%. Basically, I took over the seller’s old, low-rate loan instead of getting a new one. It meant a lot less stress about monthly payments—my mortgage is way cheaper than renting nearby. Heads up: not every loan can be assumed, and you’ll need to jump through some hoops, but if you spot one, it’s a total money hack for homebuyers! #RealEstate #HomeBuyingHacks #MortgageTips