Not into stock picking but want your retirement money to grow? Schwab’s got four ETFs that do the heavy lifting for you—think steady payouts, low drama, and less worry about wild market swings. The real shift here: more folks are ditching single stocks for these "set-it-and-forget-it" baskets, making retirement planning feel more like autopilot. If you want your nest egg to work quietly in the background, these funds are worth a look! #Business #Market #RetirementHacks