Ever clicked 'buy now, pay later' at checkout? Heads up: soon, those instant payment plans will come with a quick wallet check. The UK's watchdog wants lenders to make sure you can actually pay back what you borrow—no more racking up surprise debt. If you hit a rough patch, lenders will have to help you out, and you can complain if things go sideways. So, your next shopping spree might feel a bit more like grown-up budgeting! #Business #MakeMoney #MoneyHacks