Got $25K and want to make your money work while you sip coffee? Here’s a simple hack: split it between two low-fee ETFs (SCHD and VIG) and a steady utility stock (Fortis). Why? ETFs like SCHD and VIG spread your risk and pay you to wait, while Fortis is the kind of company that’s been raising its payouts for over 50 years. The big shift: you don’t need to pick dozens of stocks or pay high fees—just a few smart choices can set you up for years of passive income. Easy, right? #Business #Market #DividendLife