Heads up, home shoppers! Mortgage rates just nudged down a smidge, with the 30-year fixed now at 6.74%. Not a huge drop, but every little bit helps when you’re eyeing those monthly payments. The real kicker? In nearly 50 big cities, folks are now spending over 30% of their income just to cover housing. So, if you’re thinking about buying, keep an eye on these tiny rate changes—they can add up to real savings over time! #RealEstate #HomeBuying #MortgageTips