Venmo and PayPal just unleashed AI-powered scam alerts that can actually block your payment if the risk is high enough. The system learns from billions of transactions and adapts in real time—no more generic warnings. But would you trust an algorithm to decide when your money is at risk, or do you want the final say? Is this the future of safe payments, or a step too far? Let’s debate! #Tech #AIFraudDetection #DigitalPayments