Thinking of holding out for lower mortgage rates before buying a house? Zillow says even a big drop won’t make homes much more affordable. Prices have shot up so much since 2020 that even if rates fell to 4%, most folks still couldn’t swing it. The real hack? Get flexible: consider homes that check most (not all) boxes, look for long-listed properties, and shop around at local credit unions for better deals. Sometimes, it’s about getting your foot in the door, not finding your forever home right away. #RealEstate #HomeBuyingTips #MortgageRates