So you thought downsizing to a condo would mean less stress and more savings in retirement—until your HOA fees shot up like a rocket. Turns out, those fees can jump if the building needs big repairs or the HOA didn’t save enough for a rainy day. Before you panic, check the HOA’s budget, get involved with your neighbors, and see if you can push for more transparency. Sometimes, the best money move is just asking the right questions! #RealEstate #RetirementHacks #CondoLife