Grab your coffee—home loan rates just dipped, and people are jumping on it! Mortgage applications shot up 3.1% last week as more folks try to lock in lower rates before they climb again. If you’ve been on the fence about refinancing or buying, this mini-rate drop could mean real savings on your monthly payment. Just a little market wiggle, but it’s enough to get homeowners moving! #RealEstate #HomeLoans #MortgageRates