Before marriage, I once bought a $1,200 laptop without telling anyone. In marriage, that’s a landmine. We set a $300 rule: anything above that, we discuss first. That rule saved us from overlapping expenses and helped us spot investment opportunities. Last year, instead of each buying new gadgets, we pooled that money into a rental property down payment. That property now cash flows $280/month. Talking before spending doesn’t kill spontaneity — it funds bigger dreams. #Finance #MakeMoney #MarriageWealth