Joint accounts are great for bills, but my wife and I learned the hard way that every purchase doesn’t need to be a joint decision. Our “fun money” accounts — $200 each per month — stopped so many petty arguments. The benefit isn’t just marital peace. When we both had our own budget to manage, we became more competitive in saving. Some months, I’d invest my leftover “fun money” into stocks; other months, she’d flip thrift-store finds for profit. It turns out, a little financial independence inside a marriage can actually grow the household net worth faster. #Finance #MakeMoney #MarriageTips