A lot of landlords think the biggest risk is tenants not paying rent. But sometimes, the real cost comes from “accidents” — the kind that leave you with bills you didn’t expect. Take the water bill situation I shared recently. Three weeks of running taps. Almost $3,000 in total damage. And no real way to recover the money. There are a few ways to avoid ending up in that position. First, add clear clauses in your lease about property care — including heat, water use, and emergency reporting. If tenants break those rules, you’ll have documentation on your side. Second, install smart leak detectors and temperature monitors. They’re not expensive compared to a repair bill, and they can send you alerts if something goes wrong. Third, check your insurance fine print. Many policies exclude tenant negligence, but some offer add-ons that cover it. You can’t stop every accident. But you can make sure you’re not the one paying for someone else’s carelessness. #House #landlord #RentalTips