Thinking about buying a home but holding out for those sweet sub-6% mortgage rates? Experts say you might be waiting until 2026 for that to happen—unless the economy takes a serious nosedive. For now, rates are hovering around 6.75%. The upside? With fewer buyers in the market, you might snag a better price or negotiate perks like a seller-paid rate buydown. If you find a place you love and can afford it, you can always refinance later if rates drop. #RealEstate #MortgageTips #HomeBuying