Grab your coffee—here’s a money move: 30-year mortgage rates just hit their lowest point since last fall, giving homebuyers and homeowners a little more breathing room. If you’ve been waiting to refinance, now’s your chance—applications jumped over 10% as folks rushed to lock in better deals. But don’t expect a housing free-for-all; prices are still sky-high, so budget wisely before making your next move. #RealEstate #MortgageRates #Refinance