Passing down grandma’s diamond necklace might come with more than just happy tears—think surprise IRS bills! In 2025, estate tax exemptions are set to shrink, so that shiny heirloom could push your family into tax territory. The IRS doesn’t care about the memories, just the market value. Pro tip: get your jewelry appraised and plan ahead, or your thoughtful gift could turn into a financial headache. Would you risk it for the sparkle? #News #EstateTax #IRS