One family missed two months of dues after a medical emergency. They caught up quickly, but the HOA tacked on late fees and attorney charges. Total: $300. When they questioned the bill, the HOA attorney sent a letter: “Failure to pay may result in lien and foreclosure.” Imagine paying your mortgage, your taxes, and still being told your house could be taken for a few hundred dollars. The family paid. The fear stayed. #House #HOA