Ever wonder why your friend brags about their super-low mortgage? Turns out, most homeowners locked in sweet deals during the pandemic, so they’re not sweating today’s higher rates. But if you’re house-hunting now, sticker shock is real—prices and rates are both up. The good news? If rates drop below 6%, expect a flood of buyers. For now, refinancing is the go-to move if you’re feeling squeezed. Keep an eye out—market shifts could change the game fast! #RealEstate #HomeBuying #MortgageTips