A Fresno homeowner with $175K saved up is eyeing a rental property, but financial expert Dave Ramsey urges caution. Ramsey warns that taking on more debt for multiple rentals can quickly turn dreams into financial headaches—think unexpected repairs, vacancies, and mounting costs that eat into profits. Even with a big down payment, hidden expenses can surprise you. Ramsey’s advice? Move slowly, avoid over-leveraging, and make sure you have cash reserves for emergencies. For anyone considering real estate, what’s your take: play it safe with cash or take the risk for bigger gains? #RealEstate #Fresno #Investing