I’ve been following mortgage rates closely. Right now they’re high enough to make a 30-year loan feel like a lifetime sentence. Some friends argue: buy now, refinance later. Others say: rent another year, save more, and wait for rates to come down. But no one can predict the future. Rates might drop—or home prices might jump even higher. If you were in my shoes, what’s the move? Buy now, or wait it out? #House #MortgageRates #HomeBuying