Thinking about buying a home or refinancing? Mortgage rates just dipped a bit—30-year loans are now at 6.48%. That means your monthly payment could be a little lighter, but don’t expect a huge drop anytime soon. If you’re shopping for a place, compare rates and see if a 15-year loan fits your budget for faster payoff. Pro tip: A better credit score and bigger down payment can score you a sweeter deal! #RealEstate #MortgageRates #HomeBuying