Ever thought a 0% credit card would be your debt-free ticket? Turns out, opening one right before a mortgage can actually ding your credit score. Lenders see new accounts and big balances as risky, which could mean a higher mortgage rate or even a denial. If you’re house-hunting soon, skip new cards and focus on paying down what you owe. Plan ahead, and your wallet will thank you! #Business #MakeMoney #MoneyHacks