Ever feel like your savings account is just chilling while inflation eats away at your coffee budget? With interest rates dropping, your "safe" money isn’t growing much. The tradeoff: total safety means slow growth. If you want to lock in a better rate, try longer-term CDs, but you’ll need to park your cash for a while. Or, if you can handle a tiny bit of risk, a conservative mix of investments could give your money a little more kick. Either way, don’t let your cash nap through retirement! #Business #Market #MoneyTalks