Thinking about buying a home or refinancing? Mortgage rates are still hovering around 7%, which feels high after those pandemic-era deals. If you’re already deep in the house hunt or refinancing from a higher rate, locking in now could save you from surprise hikes. But if you’re just browsing or have a decent rate already, waiting for a possible fall rate drop might pay off. Either way, keep your budget flexible and know your numbers before making a move! #RealEstate #mortgage #homebuying