Thinking about buying a home or refinancing? Mortgage rates are holding steady, with 30-year loans at 6.46% and 15-year loans a bit lower. The big takeaway: rates aren’t dropping anytime soon, so if you’re house hunting, focus on what fits your monthly budget, not just the sticker price. Pro tip: compare your current rate to today’s—refinancing could save you cash if you’re locked in higher! #RealEstate #MortgageTips #HomeBuying