Imagine making $40k a year and suddenly inheriting an $800k Roth IRA plus $400k in cash. Tempting to splurge, right? But here’s the move: use the cash to clear debts and cover bills, let the Roth IRA sit and grow tax-free, and don’t fall for lifestyle inflation. Think of it as setting up your own family trust fund—future you (and your kid) will thank you! #Business #MakeMoney #MoneyHacks