Thinking about buying a house in Florida or Louisiana? Heads up: insurance premiums are through the roof, especially in places prone to hurricanes and floods. In some areas, insurance can cost more than 3% of your home’s value every year—ouch! If you’re house hunting, don’t just check the mortgage; make sure you can handle the insurance bill, too. Pro tip: shop around for quotes and ask about disaster-proofing discounts! #RealEstate #HomeInsurance #MoneyTips